
Permissionless lending to earn real yield and rewards. Supply assets to pools and accrue returns. Deposits serve as collateral for instant, on‑chain borrowing.
Instant borrowing against deposited collateral at transparent rates. Withdraw liquidity in minutes, with flexible repayment that unlocks collateral.
Developed by the Nebeus Team. All rights reserved. 2025
NELX holders earn passive income from protocol profits as the ecosystem grows.

Designed for long-term growth and value creation, with a focus on community ownership and protocol revenue sharing.
Issued loans
Loan book
Token Types
Instant Liquidity

NELX drives a sustainable lending ecosystem where all loans are over-collateralized, and both borrower APRs and lender pool yields automatically balance with market demand.
Lenders' income grows through algorithmic liquidity balancing.
Protocol parameters are managed through public community voting.
Institutional liquidity for instant, large-scale borrowing and lending — coming soon.
Trusted lending expertise built on years of proven market leadership.

Welcome to the Nelx App and Token Roadmap! As we embark on this exciting journey, we are thrilled to share our vision for the future of the Nelx ecosystem. Our innovative token, NELX, not only empowers holders with the opportunity to earn passive income from protocol profits,
but also plays a pivotal role in our plans for expansion and development. Join us as we outline our strategic roadmap, designed to enhance user experience and drive growth in the ever-evolving blockchain landscape.
NELX is built on Nebeus’ decade of experience in crypto lending — with millions in loans issued and a proven track record. It's secure, transparent, and open for innovation:
• Trusted: Backed by Nebeus, a pioneer in crypto finance since 2014.
• Secure: Audited smart contracts and continuous verification.
• Flexible: Lend or borrow without delays or approvals.
• Transparent: All activity is on-chain and fully auditable.
• Community-led: NELX holders vote and shape protocol development.
In the Nelx platform, you can borrow against your crypto assets quickly and easily, all while enjoying the flexibility to manage your funds in real-time.
The NELX token is central to the Nebeus ecosystem. It plays a pivotal role in governance, allowing holders to:
• Vote on Nebeus Improvement Proposals (NIPs).
• Influence the protocol’s strategic direction.
• Stake tokens within the Safety Module to enhance protocol security and earn rewards.
NELX tokens are versatile and offer broad utility across various DeFi activities. By holding or staking NELX, users can unlock numerous benefits, such as enhanced platform features, governance privileges, and additional earning opportunities.
Furthermore, the token’s integration with fiat systems through Mastercard adds a unique layer of accessibility and real-world application, making it a vital asset for both DeFi enthusiasts and everyday users.
NELX is a DeFi lending protocol unifying 8 networks and 72 markets, developed by one of the industry's lending leaders.
NELX leverages Nebeus' proven expertise to deliver secure and innovative DeFi lending solutions.
Continuous audits by modern AI models and leading blockchain security firms ensure your assets remain protected.
Benefit from over a decade of financial expertise and blockchain innovation.
Cross-chain bridge with support for major networks and thousands of tokens. (Coming soon)
Users supply their chosen assets to earn interest or borrow funds using their supplied assets as collateral.
Borrowers must deposit cryptocurrency collateral to access loans. This protects lenders and ensures protocol solvency.
Suppliers earn interest based on the market demand for borrowing their assets.
Funds supplied are stored in smart contracts, which are open-source, auditable, and formally verified.
